The Dodd-Frank Act, ostensibly passed to address causes of the financial crisis of 2007-2009, created government entities whose powers may be setting the stage for even worse problems with the financial system. With this Act, federal officials acquired vast, open-ended, easy-to-abuse powers, and they secured the Act's passage using tactics making it difficult for the public to comprehend, resist, or modify the bill. Even repeal of Dodd-Frank is made difficult by its statutory language.