In America, if you cant make the mortgage payments on your house, we allow the lending institution to repossess it. If you cant pay your rent, we allow the landlord to evict you. If you cant pay your electric bill, we allow the utility company to cut off your lights. If you arrive at the checkout counter and cant pay the bill, we dont let you take the groceries home with you.
We really dont care very much about where you live, how you live or what you eat.
But there is one thing we wont tolerate. If you are getting medical care in a hospital that discovers you cant pay your bill, we dont allow the hospital to dump you outside on the side walk to fend for yourself.
Health care really is different. With respect to medical care, there is an unspoken social contract. If you need health care and cant pay for it the rest of us will. lf you need health insurance, employers cannot deny you entry into their health plans, no matter how sick you are. Insurance companies cant charge you a higher premium than what they charge completely healthy enrollees.