Where Democrats Go Wrong on Pre-existing Conditions
November 4, 2019
News Article
This week, Senate Democrats are voting on a resolution to curtail the use of the Affordable Care Act’s Section 1332 waivers, which empower states to revamp their failing individual insurance markets. These waivers are a lifeline for states whose individual markets are on the verge of a death spiral. Yet Democrats claim they would put people with pre-existing conditions in jeopardy and are an attempt to “sabotage” Obamacare.
Here’s the problem.
If you have a decent income and have a chronic health condition, things have gotten worse, not better, for you under Obamacare.
For example, if you are single and earn $50,000 a year, you get no subsidy if you have to buy your insurance in the individual market. Yet under Obamacare, premiums have doubled nationwide. In some areas they have increased fivefold. Deductibles are three times what they are in a typical employer plan.
For family coverage, premiums in the range of $15,000 to $20,000 a year with $7,000 individual deductibles are not uncommon.
