The Impact of Credit-Based Insurance Scoring on the Availability and Affordability of Insurance: The Independent Institute
 
  • About
    • Who We Are
    • Centers
    • Fellows
    • Authors
    • Board of Directors
    • Board of Advisors
    • Staff
    • Awards Won by Independent
    • What Others Are Saying About Us
    • The Alexis De Tocqueville Award
    • California Golden Fleece® Awards
    • The Lighthouse Logo
    • Careers
    • Contact
    • Finances
  • Blogs
    • The Beacon
    • Catalyst
    • Voces de Libertad
  • Issues
    • Recommended Readings
    • COVID-19
    • Culture and Society
    • Defense and Foreign Policy
    • Economy
    • Education
    • Energy and the Environment
    • Entitlements and Welfare
    • Government and Politics
    • Health and Healthcare
    • Housing and Homelessness
    • International Economics and Development
    • Law and Liberty
    • Philosophy and Religion
    • Regulation
    • Taxes and Budget
  • News
    • News
    • Commentary Articles
    • Media Alerts
    • News Releases
  • Multimedia
    • Video
    • Audio
    • Podcast: Independent Outlook / Conversations
    • Podcast: Independent Truths with Dr. Scott Atlas
    • Love Gov
  • Events
    • Upcoming and Recent Events
    • Past Events
  • Publications
    • Books
    • The Independent Review
    • California Golden Fleece® Awards
    • The Lighthouse® (Email Newsletter)
    • Policy Briefings
    • Annual Reports
    • Commentary Articles
    • News Releases
    • Executive Summaries
    • Independent (Quarterly Newsletter)
    • Research Articles
    • Working Papers
    • Course Adoption Program
  • Store
    • Overview
    • Independent Books
    • LibertyTree Press Books
    • Non-Institute Books
    • eBooks
    • Subscribe to The Independent Review
    • Single Issues of The Independent Review
    • Event DVDs
    • Policy Reports
    • Customer Account Login
  • Donate
    • Make a Donation
    • Other Ways to Give
    • Membership Benefits
    • Leave a Legacy
    • David J. Theroux Chair Endowment Fund
    • Your Dollars at Work
    • Donor’s Bill of Rights
    • Finances
    • Contact
En Español
     
The Independent Institute
 
En Español

The Power of Independent Thinking

  • About
    • About

      • Centers
      • Fellows
      • Authors
      • Board of Directors
      • Board of Advisors
      • Staff
      • Awards Won by Independent
      • What Others Are Saying About Us
      • The Alexis De Tocqueville Award
      • California Golden Fleece® Awards
      • The Lighthouse Logo
      • Careers
      • Contact
      • Finances
  • Blogs
    • Blogs

      • The Beacon
      • Catalyst
      • Voces de Libertad
  • Issues
    • Issues

      • Recommended Readings
        Presented by Williamson Evers, Ph.D.
      • COVID-19
      • Culture and Society
      • Defense and Foreign Policy
      • Economy
      • Education
      • Energy and the Environment
      • Entitlements and Welfare
      • Government and Politics
      • Health and Healthcare
      • Housing and Homelessness
      • International Economics and Development
      • Law and Liberty
      • Philosophy and Religion
      • Regulation
      • Taxes and Budget
  • News
    • News

      • Commentary Articles
      • Media Alerts
      • News Releases
  • Multimedia
    • Multimedia

      • Video
      • Audio
      • Podcasts:
      • Independent Outlook / Conversations
      • Independent Truths with Dr. Scott Atlas
      • Love Gov
  • Events
    • Events

      • Upcoming and Recent Events
      • Past Events
  • Publications
    • Publications

      • Books
      • The Independent Review
        (Quarterly Journal)
      • California Golden Fleece® Awards
      • Policy Briefings
      • The Lighthouse®
        (Email Newsletter)
      • Annual Reports
      • Commentary Articles
      • News Releases
      • Executive Summaries
      • Independent
        (Quarterly Newsletter)
      • Research Articles
      • Working Papers
      • Course Adoption Program
  • Store
    • Store

      • Independent Books
      • eBooks
      • LibertyTree Press Books
      • Non-Institute Books
      • Subscribe to The Independent Review
      • Single Issues of The Independent Review
      • Event DVDs
      • Policy Reports
      • Customer Account Login
  • Donate
    • Donate

      • Other Ways to Give
      • Membership Benefits
      • Leave a Legacy
      • David J. Theroux Chair Endowment Fund
      • Your Dollars at Work
      • Donor’s Bill of Rights
      • Finances
      • Contact
←  ISSUES
PRESENTATION
The Impact of Credit-Based Insurance Scoring on the Availability and Affordability of Insurance
Presented as Testimony Before the Subcommittee on Oversight and Investigations Hearing of the U.S. House Financial Services Committee
May 21, 2008
By Lawrence S. Powell
PDF Download Acrobat PDF file of article (13pp., 148 K)
Lawrence S. Powell is a Research Fellow at the Independent Institute and Executive Director of the Alabama Center for Insurance Information at the University of Alabama.
Banking and FinanceBanking Law and RegulationEconomyLaw and Liberty


Comments
Before posting, please read our Comment Policy.




Stay Connected
Get the latest updates straight to your inbox.


RELATED
How California’s Homeless Problem Became Intractable
Monetary Policy Remains Sufficiently Tight
A Large Bank Failure that Few Are Talking About
Debunking De-banking



FROM Lawrence S. Powell
Risky Business
Insurance Markets and Regulation


  • Catalyst
  • Beyond Homeless
  • MyGovCost.org
  • FDAReview.org
  • OnPower.org
  • elindependent.org
Picture
  • Subscribe
  • Careers
  • Student Programs
  • Course Adoption
  • Links
  • Privacy Policy
  • Contact Us
© 2023 INDEPENDENT INSTITUTE, 100 SWAN WAY, OAKLAND CA 94621‑1428 | (510) 632‑1366 | (510) 568‑6040 FAX | SEND EMAIL