Patricia H. Born: The Independent Institute

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Patricia H. Born

Patricia H. Born is a Research Fellow at the Independent Institute, the H. and Charlotte Hodges Midyette Eminent Scholar in Risk Management & Insurance in the College of Business at Florida State University, and a Research Associate in the Florida Catastrophic Storm Risk Management Center. She received her Ph.D. in economics from Duke University and A.B. in economics from the University of Michigan. She has held appointments at California State University-Northridge, Shanghai Normal University, University of Connecticut, NOVA Southeastern University, and DePaul University. She has also worked in the Center for Health Care Policy and Research at the American Medical Association.

Dr. Born’s research interests include insurer profitability, medical malpractice, managed care finance, tort reform, risk retention groups, and catastrophe modeling. Current research projects focus on property insurance market responses to catastrophic events, and factors affecting state adoption of medical malpractice reforms. She has published in the Journal of Risk and Uncertainty, Journal of Risk and Insurance, Journal of Regulatory Economics, Risk Management and Insurance Review, Journal of Business and Economic Statistics, Journal of Legal Studies, and Brookings Papers on Microeconomic Activity, Benefits Quarterly, and Health Affairs.

Dr. Born served three years on the RIMS Technology Advisory Council, and is a past-president of the Western Risk and Insurance Association. She currently serves on the boards of the American Risk and Insurance Association, the Asia-Pacific Risk and Insurance Association, and the Southern Risk and Insurance Association. She is a contributing author to the Independent book Risky Business: Insurance Markets and Regulation, edited by Lawrence S. Powell.

Risky Business 2013
Government Needs to Loosen Grip on Insurers November 19, 2009
Policy Report
Catastrophes and Performance in Property Insurance September 2, 2009

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