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Newsroom
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Independent Institute in the News
New Report: US Insurance Regulation Should Follow EU Model
Do political leaders ignore economics in order to preserve their popularity?
This seems to be the case when it comes to insurance regulation. Despite
mounting empirical evidence which suggests that restricting entrepreneurs
only slows or reverses market growth, the need for deregulation has been
ignored in favor of more appealing platforms. In Insurance Regulation in the
United States and the European Union, Independent Institute
Research Fellows Martin Eling, Robert W. Klein, and Joan T. Schmit add to
the growing number of voices expressing discontent with the current system
and look to the EU as a model for reform within US insurance markets. Read the release.
Housing America: Building Out of a Crisis, Available Now
America's financial troubles have triggered a wave of multi-billion dollar bailouts and new government regulations. Washingtons growing involvement in the banking and auto industries throws spotlight on the worldwide political debate over whether free markets or government planning allocate scarce resources more efficiently.
In Housing America: Building Out of a Crisis, Editors Randall G. Holcombe and Benjamin Powell present a compelling case for the former. Holcombe, Powell, and twelve other distinguished economists examine the state of the U.S. housing market in thirteen well-written chapters, showing that most of todays problems are caused, not solved, by government policies; and that regulation of the housing sector, like many other sectors, is best left to market mechanisms. Read more.
Race and Liberty in America: The Essential Reader, Available Now
As the United States works toward an era that rejects racial discrimination while recognizing people as individuals, the history of the civil rights movement is receiving a deserved amount of additional attention. Perhaps, however, the very content of this history is in need of review. While the modern progressive canon gives prominence to important figures such as Martin Luther King, Jr., Jesse Jackson, and Malcolm X, a number of other significant contributors are regularly overlooked. The cause? Distracting partisan politics, special interest groups, and a divisive red state/blue state mentality.
In his new book Race and Liberty in America: The Essential Reader, Independent Institute Research Fellow Jonathan Bean strives to fill in the gaps. He presents an anthology of texts and historical documents chosen not by partisan affiliation, but by their relation to the classical liberal principles of individual freedom, the Constitution, colorblindness, Christian teachings, and free-market capitalism. Read more.
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