Health Insurance Before the Welfare State: The Destruction of Self-Help by State Intervention: The Independent Review: The Independent Institute

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The Independent Review
Volume 13 Number 3
Winter 2009

Health Insurance Before the Welfare State: The Destruction of Self-Help by State Intervention
By Pavel Chalupníček
Luká Dvořák

Fraternal organizations and friendly societies provided health insurance for hundreds of thousands of Americans and Britons before the surge of the welfare state. Their rapid disappearance underscores the fragility of voluntary institutions when challenged by government power.

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