The Real Scandal of “Janitors Insurance”
By E. Frank Stephenson
This article appeared in the Winter 2004 issue of The Independent Review


Outrage directed toward businesses that take out insurance on the lives of rank-and-file employees, without their knowledge or benefit, is misplaced. The real scandal of so-called “janitors insurance” is not some harm it does to workers, who do not pay any of the premiums, but that U.S. tax laws reward companies for such inefficient activities.

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