Widely criticized by consumer groups, the misunderstood credit bureau has helped consumers by fostering trust between strangers. Privacy advocates should note that credit bureaus promote social accountability far more discretely than do the media and the legal system.
|Other Independent Review articles by Daniel B. Klein|
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|Fall 2012||Most Economists Welcome Ideological Openness|
|Fall 2012||The Improprieties of the Pretense of Knowledge|
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