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Property Insurance for Coastal Residents: Governments’ “Ill Wind”
By Jeffrey J. Pompe
James R. Rinehart

This article appeared in the Fall 2008 issue of The Independent Review


Federally and state subsidized flood and wind insurance have encouraged overbuilding in coastal zones, thereby worsening the economic destructiveness of hurricanes and severe storms. Governments should stop subsidizing activity in hazardous areas and instead allow the market for coastal property insurance to encourage individuals to exercise greater caution by building sturdier buildings and moving farther from the coast.

Other Independent Review articles by Jeffrey J. Pompe
    Spring 2011   The Political and Cultural Economy of Recovery: Social Learning in a Post-Disaster Environment
    Spring 1997   Entrepreneurship and Coastal Resource Management

Other Independent Review articles by James R. Rinehart
    Spring 1997   Entrepreneurship and Coastal Resource Management

Volume 13 Number 2
Fall 2008

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