The Obamacare mandate applies to large employers beginning next year and to small employers the year after that. What can employers do about it? Surprisingly, firms that are large enough to self-insure can satisfy the mandate without covering hospitalization! They can also avoid paying for mental health care and even emergency rooms visits. Yet insurance for small firms and individuals does have to cover these things. There are also other options that are only available for large firms.
|John C. Goodman is a Senior Fellow at the Independent Institute, President of the Goodman Institute for Public Policy Research, and author of the widely acclaimed Independent books, A Better Choice: Healthcare Solutions for America, and the award-winning, Priceless: Curing the Healthcare Crisis. The Wall Street Journal and the National Journal, among other media, have called him the Father of Health Savings Accounts.|
Obamacare remains highly controversial and faces ongoing legal and political challenges. Polls show that by a large margin Americans remain opposed to the healthcare law and seek to repeal and replace it. However, the question is: Replace it with what?