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The Impact of Credit-Based Insurance Scoring on the Availability and Affordability of Insurance
Presented as Testimony Before the Subcommittee on Oversight and Investigations Hearing of the U.S. House Financial Services Committee

Lawrence S. Powell is a Research Fellow at the Independent Institute and the Whitbeck-Beyer Chair of Insurance and Financial Services and Associate Professor of Economics and Finance at the University of Arkansas at Little Rock (UALR). He is the editor of the forthcoming Independent Institute book Risky Business: Insurance Markets and Regulation.

From Lawrence S. Powell
RISKY BUSINESS: Insurance Markets and Regulation
Leading scholars in risk management address some of the most important questions about the future of insurance regulation and the potential for market-based alternatives. The book examines not only the impetus behind various reform proposals, but also the historical development of insurance regulation in the United States.

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